Auto loan for individuals with a stable income ORZU

For purchasing a new, unused passenger car

Auto loan "Orzu"

For purchasing a new, unused passenger car.

Calculate your loan

Loan amount

No down payment

Credit term(months)

12 24 36 40

Loan type All calculations are provisional and may differ from those actually received

Monthly payment

Interest rate

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Definition of a car loan	For purchasing a new, unused passenger car
Lending entities	Individuals who work independently and earn income from their activities, providing services to others and companies while personally participating in the work, do not register as individual entrepreneurs. They are registered with the tax authorities, which allows them to account for their work experience and benefit from various incentives.
Loan purpose	For the purchase of a passenger car that has not been previously used
Credit term	up to 40 months
Loan amount	Determined based on the cost of the purchased car, but in an amount not exceeding 300.0 million sum.
Providing a loan	A car purchased on credit with a third-party guarantee or a credit default insurance policy. For loans without a down payment, a third-party guarantor is required.
Amount of loan collateral	The collateral must be at least 125% of the loan amount. *Up to 75% of the value of the car purchased on credit can be used as collateral (up to 50% for electric car).
Loan allocation	Under the sales contract for a passenger car, whether manufactured in Uzbekistan or abroad, payment is made by transferring funds to the seller's bank account.
Circumstances under which a loan is not permitted	- Negative credit history - Outstanding overdue credit debt - Loans are not provided for purchasing used cars

Credit term	Down payment for a car made by the borrower	Annual interest rate on loan
up to 40 months	10%	29%
up to 40 months	15%	28%
up to 40 months	20%	27%
up to 40 months	25%	26%