Auto loan for individuals with a stable income “Start”

Targeted loan for individuals over 18 years of age who are citizens of the Republic of Uzbekistan for the purchase of a previously unused passenger car

up to 300 millions UZS
Loan amount
from 26 %
interest rate
up to 40 months
Credit term
10%
down payment

Auto loan "Start"

Targeted loan for individuals over 18 years of age who are citizens of the Republic of Uzbekistan for the purchase of a previously unused passenger car.

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Loan amount

The down payment

Credit term (months)

12 24 36 40

Loan type All calculations are provisional and may differ from those actually received

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Interest rate

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Definition of a car loan	Targeted loan for individuals over 18 years of age who are citizens of the Republic of Uzbekistan for the purchase of a previously unused passenger car
Lending entities	Individuals who are citizens of the Republic of Uzbekistan, over 18 years of age and with a permanent income
Loan purpose	For the purchase of a passenger car that has not been previously used
Credit term	up to 40 months
Loan amount	determined based on the cost of the purchased car, but in an amount not exceeding 300.0 million sum.
Providing a loan	For a car purchased on credit with a third-party guarantee or credit default insurance. Loans without a down payment require a third-party guarantor.
Amount of loan collateral	The collateral must be at least 125% of the loan amount. *Up to 75% of the value of the car purchased on credit can be accepted as collateral (up to 50% for electric car)
Loan allocation	Under the sales contract, payment for passenger cars manufactured in Uzbekistan and abroad is made by transferring funds to the seller's bank account.
Circumstances under which a loan is not permitted	- Negative credit history - No stable income for the last 6 months - Outstanding overdue credit debt - Monthly loan and/or microloan payments exceed 50% of average monthly income - Loans are not provided for purchasing used cars

Credit term	The down payment made by the borrower for the car	Annual interest rate on the loan
up to 40 months	10%	29%
up to 40 months	15%	28%
up to 40 months	20%	27%
up to 40 months	25%	26%