Loan "Exclusive"
Financing the development of individual business activities
Updated: 03-10-2024
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Up to 500 million UZSloan amount -
33%interest rate -
Up to 30 monthLoan terms
Loan "Exclusive"
Financing the development of individual business activities
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Processing during the day -
Honest terms
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No hidden fees or commissions
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Convenient loan repayment
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Terms descriptions
| Conditions | Description |
|---|---|
| Lending entities | Individual entrepreneurs |
| Loan description | Financing the development of individual entrepreneurial activity |
| Lending requirements | 1. active organization within the last 6 months; 2. absence of overdue debt on file number 2; 3. availability of a main and/or secondary account opened with Garant Bank JSC; |
| Purpose of the loan | for business development purposes |
| Loan amount | up to 500,000,000.0 (five hundred million) UZS |
| Loan period | up to 30 months |
| Grace period | N/A |
| Interest rate | 33 percent per annum |
| Interest on a loan for overdue debt | increases 1.5 times compared to the established interest rate |
| Cash in national currency (with cash receipt): | Short-term period: 12601 - debit, 10101 - credit Long-term period: 15001 - debit, 10101 - credit |
| Transfer to a corporate plastic card: | 12601/15001 - debit, 23104 - credit 23104 - debit, 22619 - credit |
| The amount of the loan reserve | The agreed collateral value of the property accepted for the loan must be not less than 125% of the loan amount. |
| Loan reserve | 1. Money (in national and foreign currency); 2. Movable and immovable property; 3. Vehicles whose production period does not exceed 5 (five) years |
| Loan interest calculation method | Annuity/differential |
| Terms and conditions for the provision of services | Loan repayment is usually carried out on the 5th day of each month by making the principal payment on the loan and the estimated interest payment. |
| Financing of the following activities is not provided | Financing of activities that contradict the current legislation and credit policy of the Republic of Uzbekistan is not allowed |
Required documents
Lending terms
- Application
- Certificate of state registration
- Business plan
- Assessment of property securing the loan by an independent expert;
- Collateral documents
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