Microloan "Baraka"
Loan to individuals for their needs in the amount of up to UZS 50,00,000
Совершайте онлайн покупки и проводите платежи на территории Республики Узбекистан
MoreStart making a profit with Garant bank today
MoreToday, a plastic card is a convenient and high-tech information carrier.
MoreLoan to individuals for their needs in the amount of up to UZS 50,00,000
Loan to individuals for their needs in the amount of up to UZS 50,00,000
Definition of microcredit | Loan to individuals for their needs in the amount of up to 50,000,000 UZS |
Lending entities | Citizens of the Republic of Uzbekistan aged 18 to 60 years |
Purpose of the loan | For the borrower’s own needs | tr>
Loan term | Up to 18 months, without grace period |
Loan amount | Up to 50,000 000 (fifty million) UZS |
Loan interest | 32% per year |
Provision of credit | Pledge of liquid property |
Amount of credit reserve | It is required that the ratio between the amount of the loan offer and the amount of the allocated loan is at least 125 interest |
Circumstances under which the provision of a loan is not allowed | - If there is overdue debt on the loan; - If the amount of microloans (guarantees) of the borrower in all banks exceeds 100 million soums |
Loan distribution | Cash at bank cash desks or transfer to a plastic card opened at Garant Bank. *When issuing a loan in cash at the bank's cash desk, a withdrawal fee of 1% is charged. |
Required documents for granting a loan | - Identification document of the borrower - Documents for granting a loan (independent assessment of collateral property or an electronic assessment report); *In this case, the client is required to visit the bank branch in person |
Method of loan repayment | Annuity method; |
Procedure for issuing a loan | The credit manager prepares a conclusion on the provision of a loan after studying the documents provided by the borrower. A loan agreement is drawn up if the credit committee considers it appropriate to allocate a loan. After notarization of the collateral, all information is entered into the iABS program, with the transfer of borrowed funds to the appropriate number through the program. |
We would be grateful if you would agree to complete a short survey so that we can improve the conditions and make our service even more convenient for you. Your opinion is very important to us.
Sincerely, Garant bank.