Tariffs for individuals

 effective March 23, 2023

TARIFFS

commission of JSC "Garant Bank" for banking services to individual clients

No.

Name of service

Tariffs

I. Demand deposits of individuals in national currency

1. Account management

1.1.

Opening/closing an account

Free

1.2.

Issue loose-leaf book

Free

1.3.

Fine for loss of deposit book

10% of the base calculated amount

1.4.

Issue of a certificate in a foreign language based on the client’s application

20% of the base calculated amount + VAT

1.5.

Issue of a certificate of transactions and account balances of an individual to the depositor or his legal representative< /p>

 10% of the base calculated value + VAT

< strong>2. Carrying out non-cash payments

2.1.

Credits of funds to the account< /p>

Free

2.2.

To repay interest and loans received in the Garant Bank JSC system

Free

2.3.

To repay interest and loans received from other banks

1% of the amount

2.4.

Transfer of funds to accounts opened in the system of JSC "Garant Bank"

Free

2.5.

Fund transfer to accounts opened in other banks

1% of the amount

2.6.

When transferring funds to other banks, no commission is charged in cases of payment for:

Free

b)

b) private and public schools and pre-school institutions, higher educational institutions, in cases of payment in cash

1% of the amount

3. Cash services

3.1.

Issue of interest on deposits and principal amount (if the contribution is made in cash)

Free

3.2.

Withdrawal of funds from an account on demand, received by transfer from other persons

1% of the amount

3.3.

Return of the down payment placed to obtain a loan and accepted as collateral (previously paid in cash)

Free

3.4.

Issuance of funds transferred earlier, but returned due to an error or overpaid (previously paid in cash)

Free

3.5.

From all one-time payments transferred by individuals through bank cash desks (via plastic cards, cash): 

a) Fees for payments are collected by the Central Bank of the Republic of Uzbekistan under the program (Munis) based on the list of types of payments (for payments subject to the Decree of the President of the Republic of Uzbekistan No. PP- 88 of 03/09/2023)

Free

b) private and public schools and preschool institutions, higher education institutions, in cases of payment in cash

1% of the amount

c) organizations that have entered into an agreement with Garant Bank JSC

within the framework of the concluded agreement

d) in favor of other organizations that have not entered into an agreement with Garant Bank JSC

1% of the amount

3.6.

Recalculation of cash (packaging, exchange of one banknote for another)

0.2% of the amount

II. Transactions of individuals in foreign currency

4. Account maintenance

4.1.

Opening/closing an account

Free

4.2.

Issue loose-leaf book

Free

4.3.

Fine for loss of deposit book

10% of the BR

4.4.

Issue of a certificate in a foreign language based on the client’s application

20% of the BASIC CALCULATED VALUE + VAT

4.5.

Issuance of information about transactions on an individual’s account and balances on it to the depositor or his legal representative (STATE TAX OFFICE, embassy, etc.)

 10% of BASIC CALCULATED VALUE + VAT

5. Implementation of non-cash payments

5.1.

Transfers within the territory of the Republic of Uzbekistan< /p>

200.0 thousand UZS + VAT

5.2.

Transfer of funds to accounts opened in the system of JSC "Garant Bank"

Free

5.3.

Transfer of funds outside the Republic of Uzbekistan:

a) a simple period of 2 days from the date of submission of the application for transfer

200.0 thousand UZS + VAT

b) urgent 

300.0 thousand UZS + VAT

5.4.

When returning an incoming transfer without/with a written request from the client

200 .0 thousand UZS + VAT

6. Cash service*

6.1.

Acceptance of intact cash foreign currency from credited to a foreign currency account

Free

6.2.

Acceptance for examination of foreign currency that has raised doubts regarding its authenticity from residents and non-residents

1% of the amount

6.3.

Acceptance of cash foreign currency not suitable for further circulation for collection from residents and non-residents

10% of the amount

6.4.

Issuance of interest on deposits and principal amount (if the deposit is made in cash)

Free

6.5.

Replacement of damaged banknotes in foreign currency for intact banknotes in the same type of currency

5% of the amount

6.6 .

Exchange of damaged foreign banknote for national currency

5% of the amount

6.7.

Exchange or consolidation of cash foreign currency banknotes into other banknotes of the same type

1% of the amount

6.9.

Issuance of foreign currency received to the account of an individual:

a)

received from urgent and savings deposits and interest accrued on them

Free

b)

received in cash

Free

c)

in other cases, including those received from a currency card

1.0% of the amount (minimum 10,000 UZS + VAT)

III. Money transfers

7.1.

Payment / sending of money transfers in a foreign country currency according to international money transfer systems

According to the tariffs of international money transfers

7.2.

Payment of money transfers received in foreign currency through international money transfer systems in national currency

At the tariffs of international money transfer systems, with payment of funds in national currency at the purchase rate of the exchange office without additional commissions

7.3.

Sending money transfers in foreign currency via international money transfer systems accepted in national currency

According to the tariffs of international money transfer systems, with acceptance of funds in national currency at the exchange office selling rate without additional commissions