Microloan "Maksad"
*The service is currently suspended.
Updated: 28-03-2024
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3 - 30 million UZSloan amount -
32%Annual interest rate -
up to 18 monthsloan term
Microloan "Maksad"
Loan to individuals for their needs in the amount of up to 30,000,000 UZS
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Processing during the day -
Honest terms
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No hidden fees or charges
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Convenient loan repayment
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Our offer
Monthly payment
Interest rate
Apply for a loan through the Garant bank app - it's faster than you think
- *Temporarily not available
Terms
| Definition of microcredit | Loan to individuals for their needs in the amount of up to 30,000,000 UZS |
| Lending entities | Citizens of the Republic of Uzbekistan aged 18 to 60 years with a permanent income |
| Purpose of the loan | For the borrower’s own needs |
| Loan term | Up to 18 months, without grace period |
| Loan amount | From 3,000,000 to 30,000,000 UZS |
| Loan interest | 32% per year |
| Providing a loan | Unsecured for borrowers In this case, an insurance policy against the risk of loan non-repayment is issued for the loan, the insurance premium is paid by the Bank. |
| Credit reserve amount | It is required that the ratio between the amount of the loan offer and the amount of the allocated loan be at least 125 percent |
| Credit distribution | Cash at the bank's cash desks or by transfer to a plastic card opened at Garant Bakn JSC. *When issuing a loan in cash at the bank's cash desk, a withdrawal fee of 1% is charged. |
| Required documents for granting a loan | Identification document of the borrower *In this case, the client is required to visit the branch personally |
| Method of loan repayment | Annuity method; |
| Procedure for issuing a loan | The scoring system automatically issues a conclusion to the client regarding the provision or refusal of a loan. Upon receipt of a positive conclusion, the credit department employee prepares an application, loan agreement and loan documents, which are automatically created in the system. All information is automatically entered into the iABS program, with the transfer of credit funds to the appropriate number through the program |
Loan repayment
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Sincerely, Garant bank.
