In accordance with the Law of Uzbekistan (LRU-1031 dated February 18, 2025) "On the Guarantees for the Protection of Deposits in Banks," the deposits of individuals are objects of guarantee. Upon the occurrence of a guaranteed case, the depositor has the right to receive compensation in the amount established by law. The return of the deposit is secured by the bank's entire property.
For what period and at what interest rate can I get a consumer loan?
Consumer loans are issued for a period up to 2 years from 28% per annum.
Can I get a consumer loan without a guarantor?
Unfortunately, a guarantee must be provided.
In what form is a consumer loan available?
A consumer loan is provided by transferring funds to the deposit account of the manufacturer/seller of goods or to the account of an organization providing services.
Can I get a mortgage for an apartment on the secondary market?
No, at the moment the bank does not provide loans for apartments/houses from the secondary market.
I am not officially employed, can I get a loan?
No, in order to get a loan you need to have a permanent place of work.