Imkoniyat loan
Loan to individuals for their needs in the amount of up to 100,000,000 UZS
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MoreLoan to individuals for their needs in the amount of up to 100,000,000 UZS
Terms | Description |
Definition of loan | Definition of loan Loan to individuals for their needs in the amount of up to 100 000 000.0 UZS |
Borrowers | Citizens of the Republic of Uzbekistan over 18 years of age |
Purpose of the loan | For the borrower’s own needs |
Loan term | Up to 30 months, without grace period |
Loan amount | Up to 100,000,000 (One hundred million) UZS |
Loan percentage | 32% per year |
Amount of loan collateral | It is required that the ratio of the amount of the loan offer to the amount of the allocated loan is at least 125 percent. |
Securing a loan | Pledge of cash, vehicles and real estate. In this case, the requirements for security: - the pledged property must be free from pledges and restrictions (the following pledge is not allowed); |
Circumstances under which the provision of a loan is not allowed | - In the presence of overdue debt on the loan; |
Issuance of a loan | Cash at bank cash desks or by transfer to a plastic card opened at Garant Bank JSC * When issuing a loan in cash, a commission for withdrawal at the bank's cash desk is charged in the amount of 1%. |
Required documents for issuing a loan | - identification document of the Borrower; *In this case, the client you must personally visit a bank branch. |
Method of loan repayment | Annuity/Differential method |
Source of lending | Due to deposits and contributions |
Procedure for issuing a loan | The credit manager prepares a conclusion on the allocation of a loan after studying the documents submitted by the borrower. A loan agreement is drawn up in the event that the industry credit committee considers it appropriate to issue a loan. When the collateral is notarized as collateral, all information is entered into the iABS program and through the program the loan proceeds are transferred to the appropriate number. |