Imkoniyat loan
*The service is currently suspended.
Loan to individuals for their needs in the amount of up to 100,000,000 UZS
*The service is currently suspended.
Loan to individuals for their needs in the amount of up to 100,000,000 UZS
Loan to individuals for their needs in the amount of up to 100,000,000 UZS
Terms | Description |
Definition of loan | Definition of loan Loan to individuals for their needs in the amount of up to 100 000 000.0 UZS |
Borrowers | Citizens of the Republic of Uzbekistan over 18 years of age |
Purpose of the loan | For the borrower’s own needs |
Loan term | Up to 30 months, without grace period |
Loan amount | Up to 100,000,000 (One hundred million) UZS |
Loan percentage | 32% per year |
Amount of loan collateral | It is required that the ratio of the amount of the loan offer to the amount of the allocated loan is at least 125 percent. |
Securing a loan | Pledge of cash, vehicles and real estate. In this case, the requirements for security: - the pledged property must be free from pledges and restrictions (the following pledge is not allowed); |
Circumstances under which the provision of a loan is not allowed | - In the presence of overdue debt on the loan; |
Issuance of a loan | Cash at bank cash desks or by transfer to a plastic card opened at Garant Bank JSC * When issuing a loan in cash, a commission for withdrawal at the bank's cash desk is charged in the amount of 1%. |
Required documents for issuing a loan | - identification document of the Borrower; *In this case, the client you must personally visit a bank branch. |
Method of loan repayment | Annuity/Differential method |
Source of lending | Due to deposits and contributions |
Procedure for issuing a loan | The credit manager prepares a conclusion on the allocation of a loan after studying the documents submitted by the borrower. A loan agreement is drawn up in the event that the industry credit committee considers it appropriate to issue a loan. When the collateral is notarized as collateral, all information is entered into the iABS program and through the program the loan proceeds are transferred to the appropriate number. |