Bank strategy

Garant bank JSC aims to strengthen its reputation as a stable, reliable, permanent partner in the financial market in compliance with the principles of fair competition, to provide a wide range of banking services based on the interests of clients and on favorable terms for them, thereby increasing trust and interest in the bank on the part of partners , investors and shareholders of the bank.

The strategic development program of Garant Bank JSC provides for ensuring the stability of the bank's activities, as well as allocating funds for the development of promising areas, expanding the bank's participation in financing the real sector of the economy, expanding and diversifying the customer base, development competitive environment and improving banking services.

Expansion and improvement of the bank's activities, making financial decisions that meet the needs of each client, introducing new banking services — main strategic direction of the bank's development. Increasing the investment attractiveness of the bank and maintaining its high position in the financial market through modernization of management and technological processes.

• Expansion of the client base and an increase in the share of corporate clients in it;
• Expansion of areas of activity and improvement of the quality of services;
• Expansion of foreign economic activity and increase in the bank’s foreign exchange reserves;
• Increasing the volume of trade and income of the bank by improving the system of interaction with clients;
• Diversification of assets;
• Development of banking technologies, achieving high labor productivity;
• li>Development of universal banking services;
• Ensuring sustainable development by increasing the bank’s income and profitability;
• Strengthening the bank’s resource base by increasing the level of capitalization.
• Following traditional banking standards, rational financial policies, quality management and the use of new technologies have strengthened customer confidence in the bank and improved its reputation.
  In the process of improving credit policy, the bank pays great attention to ensuring a minimum level of credit risks and increasing the number of loans issued.< /li>