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Microloan «For employees of budget organizations»
Microloan for employees of budgetary organizations
Updated: 20-01-2023
-
40 000 000 sumsLoan Amount -
from 26%Interest Rate -
up to 48 месmonthsLoan term
| Indicator | Value/Description | |
| Microloan for employees of budgetary organizations. | ||
| Loan Amount | 40 000 000 (forty million) sums | |
| Loan Term | Up to 48 months; | |
| Grace Period | Not applicable | |
| Lending Form | Funds are transferred to the client’s plastic card opened in the JSC “Garant bank” system. | |
| Minimum Interest Rate on the Loan For employees of budgetary organizations (within the payroll project of JSC “Garant bank”) and individuals participating in the payroll project: | Loan Term | Interest Rate |
| 12 months | 28% | |
| 24 months | 30% | |
| 36 months | 32% | |
| 48 months | 34% | |
| Loan Collateral | At least 125% of the loan amount. The loan guarantee may include a credit default risk insurance policy or third-party guarantee. Loan collateral requirement for individuals affiliated with the bank – 130% | |
Перечень документов необходимых для получения кредита
- 1. Заявление;
- 2. Документ, удостоверяющий личность (биометрический паспорт/ID-карта или водительское удостоверение нового типа);
- 3. Копия паспорта, в случае если поручителем выступает третье лицо;
- 4. В случае необходимости, банк может запросить дополнительные документы.
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