A targeted loan for purchasing an apartment in a multi-story residential building or a private house. Citizens of the Republic of Uzbekistan over 18 years old with official income. Loan purpose for purchase of an apartment in a multi-story residential building or a private house.
| Indicator | Value/Description | |
| A targeted loan for purchasing an apartment in a multi-story residential building or a private house. Citizens of the Republic of Uzbekistan over 18 years old with official income, as well as self-employed individuals. Loan purpose for purchase of an apartment in a multi-story residential building or a private house. | ||
| Loan Amount | Based on the total cost of the apartment or house being purchased, whether on the primary or secondary market | |
| Loan Term | Up to 120 months | |
| Grace Period | Up to 12 months | |
| Loan Currency | National currency (UZS) | |
| Lending Form | Funds are transferred to the seller’s plastic card or a deposit account opened in “Garant bank” based on the initial sale and purchase agreement for an apartment in a multi-story residential building or a private house located in the Republic of Uzbekistan. | |
| Minimum Interest Rate on the Loan For individuals with official income and a debt burden ratio not exceeding 50% | Initial Payment 25% | Interest Rate 28% |
| Interest Rate 35% | Interest Rate 27% | |
| Interest Rate 45% | Interest Rate 26% | |
| Loan Collateral | At least 125% of the loan amount. The purchased apartment in a multi-story residential building or private house serves as collateral. For individuals affiliated with the bank, the collateral requirement is 130% | |
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