Loan Products
Loan products for any purpose, realize your ideas now
Calculate loan
Updated: 20-03-2024
Types of loans
Type of receipt
Factoring
*The service is currently suspended.
A type of banking service for financing economic entities. Under this service, the bank recognizes the rights of economic entities to claim payment for goods received from payers, work performed and services rendered, with the right of recourse.-
Individually
Loan amount
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7/10 %
Factoring fee (discount)
-
up to 90 days/up to 180 days
Loan term
-
Individually
Loan for entrepreneurs “STARTUP 2.0”
*The service is currently suspended.
-
Up to 500 millions UZS
Loan amount
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From 32%
interest rate
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Up to 36 month
Loan terms
-
Up to 500 millions UZS
Loan "Amaliy"
*The service is currently suspended.
-
No limits
loam amountNo limit, but not more than the amount that contradicts the terms of the credit policy of Garant Bank JSC.
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up to 28%
interest rate28% (twenty-eight) percent per annum on loans issued in national currency amount. 14% (fourteen) percent per annum on loans issued in foreign currency US Dollar. The interest rate on the loan is revised based on monthly cash receipts, which the client deposits in bank branch.
-
up to 36 months
loan termFor replenishment of working capital - up to 18 months; For acquisition of fixed assets - up to 36 months;
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No limits
«Yangilanish» loan
Loans for construction and reconstruction to legal entities
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30 %
interest rate
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до 36 месяцев
loan term
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30 %
Loan "Capital"
Loan for the purchase of real estate to legal entities
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Up to 70 %
Loan Amount
-
30 %
Interest Rate
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Up to 60 months
Loan Term
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Up to 70 %
Loan «Optima»
Inappropriate provision of loans to legal entities (with the exception of individual entrepreneurs)
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6,000,000,000 sums
Loan Amount
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28 %
Interest Rate
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Up to 36 months
Loan term
-
6,000,000,000 sums
«Ishonch» loan
Loan for Individual entrepreneurs
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Up to 500 000 000 sums
Loan Term
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28 %
Interest Rate
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Up to 36 months
Loan Term
-
Up to 500 000 000 sums
Loan Start-Up
Loan for Individual entrepreneurs
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Up to 500,000,000 sums
Loan Amount
-
30 %
Interest Rate
-
Up to 36 months
Loan Term
-
Up to 500,000,000 sums
Loan "Business"
Working capital replenishment loan for legal entities
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Depending on the project size
Loan Amount
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from 27 %
Interest Rate
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Up to 18 months
Loan Term
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Depending on the project size
«Barqaror» loan
Revolving credit under the General Agreement for legal entities
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28 %
interest rate
-
up to 36 months
loan term
-
28 %
Loan «Business Investment»
Loan for financing investment projects for legal entities
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Up to 70%
Loan Amount
-
30 %
Interest Rate
-
Up to 36 months
Loan Term
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Up to 70%
First step to business
Microloans for self-employed individuals to start a business.
-
10 000 000 sums
loan amount
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25 %
interest rate
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up to 12 months
loan term
-
10 000 000 sums
Important information
Interest rates
The rate is calculated individually for each client within the specified range. To find out the exact rate, apply for a loan.
Loan repayment
FAQ
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For what period and at what percentage can I get a consumer loan?
Consumer loans are issued for a term of 1 to 2 years at 25% per annum. -
Can I get a consumer loan without a guarantor?
Unfortunately, a guarantee must be provided. -
In what form is a consumer loan available?
A consumer loan is provided by transferring funds to the deposit account of the manufacturer / distributor of goods or to the account of an organization providing services. -
Can I get a mortgage for an apartment on the secondary market?
No, at the moment the bank does not provide loans for apartments/houses from the secondary market. -
I'm not officially working, can I get a loan?
No, in order to get a loan you must have a permanent job.
