Car loan «Komfort Li Auto»
Auto loan for the purchase of Lixiang vehicles manufactured by Li Auto on the primary market.
Updated: 24-04-2026
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up to 1 000 000 000 uzbek soumsloan amount -
from 0,0%interest rate -
up to 60 monthsloan term
| Indicator | Value / Description |
| Loan Purpose | Auto loan for the purchase of Lixiang vehicles manufactured by Li Auto on the primary market. |
| Customer Segment | All types of legal entities and individual entrepreneurs. |
| Requirements for credit history | No current overdue loan obligations; Positive credit history (KATM score above 200 points); No credit arrears overdue by more than 90 days within the last 6 months; No active loans classified as “substandard,” “doubtful,” or “loss.” |
| Loan amount | Up to 1,000,000,000 (one billion) Uzbek soums. |
| Loan term | Up to 60 (sixty) months. |
| Grace period | Up to 3 (three) months. |
| Loan currency | National currency (Uzbek soum). |
| Form of loan disbursement | By transferring funds to the account of the dealer or car showroom. |
| Interest on overdue debt | 35% per annum. |
| Interest calculation | Interest is calculated daily at a fixed rate and repaid according to the established schedule in annuity or differential form. |
| Principal and interest repayment period | Principal and interest payments — monthly. |
| Key requirements for the client when granting a loan | - Availability of a primary or secondary account within the system of “Garant Bank” JSC; - The financial results report (Form No. 2) for the latest reporting period (annual or quarterly) must not be negative (this requirement does not apply to individual entrepreneurs and newly established legal entities within 6 months); - The indicator of own working capital must not be negative (this requirement does not apply to individual entrepreneurs and newly established legal entities within 6 months); - No outstanding debt recorded in the “Card Index No. 2” account; - No outstanding debts under enforcement proceedings initiated by the Bureau of Compulsory Enforcement. |
| Product collateral | 1. Deposit funds; 2. Real estate; 3. Motor vehicles not older than 5 years from the date of manufacture; 4. The vehicle purchased with credit funds serves as collateral, and for the insufficient portion of the collateral, a credit default insurance policy is obtained. In this case, until the vehicle is delivered by the supplier and properly registered, a temporary credit default insurance policy is issued. The total collateral must be at least 125% of the loan amount (for related parties of the Bank — 130%). |
List of documents required to use the loan product:
1. Application and confirmation that the client has been informed about credit risks (Check-list);
2. Constituent documents of the borrowing company (certificate of registration, charter, director’s order, and copies of passports of founders, director, and accountant (if applicable));
3. Notarized consent of the company’s founders to obtain the loan in accordance with applicable legislation (except for individual entrepreneurs and private enterprises);
4. Accounting balance sheet and financial results report of the borrowing company for the latest reporting period (annual and quarterly) submitted to the relevant State Tax Authority in electronic form (except for individual entrepreneurs and newly established legal entities within 6 months);
5. Copy of the vehicle purchase and sale agreement
2. Constituent documents of the borrowing company (certificate of registration, charter, director’s order, and copies of passports of founders, director, and accountant (if applicable));
3. Notarized consent of the company’s founders to obtain the loan in accordance with applicable legislation (except for individual entrepreneurs and private enterprises);
4. Accounting balance sheet and financial results report of the borrowing company for the latest reporting period (annual and quarterly) submitted to the relevant State Tax Authority in electronic form (except for individual entrepreneurs and newly established legal entities within 6 months);
5. Copy of the vehicle purchase and sale agreement