Updated: 30-09-2025

«Murabbiylar» microloan

Microloan for mentors working in preschools, schools, lyceums, colleges, technical schools

«Murabbiylar» microloan
  • up to 40 mlns soums
    loan amount
  • 25%
    interest rate
  • up to 24 months
    loan term
IndicatorValue/Description  
DefinitionMicroloan for mentors working in preschools, schools, lyceums, colleges, technical schools, and higher education institutions for at least 6 months. 
Customer segmentationMentors who reached 18 years of age or older and have worked continuously for at least six months in preschools, schools and higher education institutions. 
Loan amountup to 40.0 (forty) million soums
Loan termup to 24 (twenty-four) months
Grace period for lendingNo grace period
Loan PurposeThe principle of Commercial Expediency is not applied
Lending currencyNational currency (Uzbek soum)
Lending currencyNational currency (Uzbek soum)
Minimum interest rate on a loan25%
Basic requirements for lending1.    A plastic card opened in the JSC Garant Bank system;
2.    No negative credit history;
3.    No overdue debt on the loan as of the date of issuance of the loan;
4.    Have continuous work experience in a preschool, school, lyceum, college, technical school or higher educational institution for the last six months;
5.    Acceptable debt-to-income ratio;
6.    No debt that is in the process of enforcement proceedings;
(If a co-borrower is provided, the above requirements should also be applied to the co-borrower) 
The product passport is valid from September 29, 2025 to October 10, 2025.

 
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