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Updated: 02-04-2026
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Up to UZS 300,000 (three hundred thousand)loan amount -
1% per annuminterest rate -
Up to 12 (twelve) monthsloan term
| Indicator | Value / Description |
| Loan purpose | A microloan provided to individuals for personal needs. |
| Customer segment | Individuals — citizens of the Republic of Uzbekistan aged 18 and above. |
| Lending method | Through the Garant bank mobile application. |
| Loan amount | Up to UZS 300,000 (three hundred thousand) |
| Loan term | Up to 12 (twelve) months |
| Grace period | Not available |
| Loan purpose | For making payments via QR code for personal needs |
| Loan currency | National currency (UZS) |
| Disbursement method | Funds are credited to the client’s plastic card or virtual plastic card available within the Garant bank system |
| Interest rate | 1% per annum |
| Interest rate on overdue debt | 38% |
| Interest accrual | Interest is accrued daily at a fixed rate and calculated according to the established schedule using annuity or differential methods |